If you’ve been injured in a car accident as a passenger on a Lyft ride, it can be difficult to figure out whose insurance should pay your medical bills and other expenses. Under Florida’s no-fault insurance laws, your (or your parents’ or spouse’s) personal injury protection (PIP) insurance may cover you. But under a relatively new Florida law, drivers for ridesharing companies like Lyft must also hold a minimum of $1 million in PIP coverage that could pay for their passengers’ injuries too.If you’re confused, and time is passing since your accident, seek out an experienced attorney to help you figure out your rights to compensation.
Because Florida is a no-fault state in which accident victims first seek coverage under their own insurance without regard to fault, one of the first things an injured Lyft passenger needs to do after seeking medical attention is determine with whom to file an insurance claim. This can seem confusing. As a Lyft passenger, you presumably have no-fault in the accident. However, you still may need to file a claim with your own (or parents’ or spouse’s) PIP insurance company first. Alternatively, if no such coverage is available to you, you may have to file a claim with the Lyft driver’s PIP carrier.To add to the potential confusion, whatever the PIP carrier you claim against, you may also have rights to seek additional compensation, depending upon the amount of your damages and the severity of your injury, from other parties who may have been responsible for your accident. These may include the driver of the other car in a collision, the manufacturer of the Lyft driver’s car, or even entities responsible for maintaining the roads where the accident occurred.
One thing to keep in mind is regardless of the extent of your injuries is that there are important time limits on seeking compensation. To begin with, under Florida’s no-fault insurance law, a covered party must seek medical attention for a covered injury within 14 days of sustaining it. If you fail to seek medical attention for your injury within that window of time, you may be prevented from recovering any insurance proceeds.Even if you comply with that first-time requirement, keep in mind too that insurance companies may contest payment. In the meantime, the clock continues to run on your timeframe for seeking compensation from other sources, such as through a claim against a separate insurance carrier or from a party responsible for the accident. In Florida, the statute of limitation on personal injury claims is generally four years, but can be shortened or extended in certain special circumstances.Speak with an attorney as soon as possible after sustaining an injury as a Lyft passenger in Florida to avoid missing one of these critical deadlines.
As a Lyft passenger, take appropriate action to protect your rights after an accident in which you sustain an injury. Here are some steps you can take to protect your rights:
Any accident involving a rideshare driver can be complicated. Whether you are a passenger in a Lyft, you are a driver of another vehicle involved in an accident with a Lyft, or you were a pedestrian struck by a Lyft operator’s vehicle, you need to understand what process must be followed and understand your rights.Once you are safe, and have sought medical care, contact an attorney who has experience dealing with Lyft accidents. The sooner you contact an experienced attorney, the better your chances of receiving the compensation you deserve from all of the appropriate insurance companies and other parties.At Uber Car Accident Law, we have attorneys who understand the complexities involved in Lyft accidents and we have experience handling a broad range of personal injury claims. We work with clients throughout South Florida, including in the cities of Miami, Aventura, Ft. Lauderdale, Hollywood, and Hallandale Beach. To schedule a free case evaluation with one of our lawyers, call our office today at (305) 964-8806 or send us an email through our online contact form. We are here to help victims of rideshare accidents, including passengers of Lyft drivers, protect their rights and receive the compensation they deserve for their injuries.