What’s not to love about Uber and other rideshare companies—it’s like having your own personal driver at your fingertips (or the touch of your phone app). While Uber rides are nothing if not convenient—you don’t have to park after all, which could get expensive at Miami International Airport and Fort Lauderdale International Airport, or hard to find in hotspots like Hollywood’s Harrison Street or North Miami Beach’s Biscayne Boulevard.
But things become more complex and more anxiety provoking if you’re injured in an Uber accident. Car accidents are difficult enough, but Uber accidents add a whole new level of complicated. Rideshare companies like Uber have rollicked onto the transportation scene (with plenty of their own legal noise in the process), and the law is scrambling to keep up. It can help to understand the basics.
Uber’s had some high-profile media drama of its own, but it nevertheless continues to flourish and grow. It only stands to reason that—as more and more Uber drivers take to our roads—we’ll experience more and more Uber accidents. That’s the simple math of the thing. Because Uber accident claims are typically more complex than regular old car accident claims, it’s useful to take a closer look at the process.
If you’ve been injured in an Uber accident, you need an Uber accident attorney. These rideshare claims are not only in their nascence but are also processed a bit differently than typical car accident claims are. At Uber Car Accident Law in Miami, we cover all South Florida and our dedicated Uber accident attorneys have the experience, knowledge, and skill to efficiently and effectively guide these often-complicated claims toward just resolution. Your Uber accident claim matters, and we’re here to help.
Your Insurance Claim
When you Uber, your Uber driver carries his or her own insurance and Uber itself carries rideshare insurance. How the accident plays out—whether you’re injured in an accident that involves an Uber vehicle or you’re injured as a passenger in an Uber vehicle—will play an important role in determining how insurance will factor in. There are three primary insurance scenarios that are worth considering:
- Off the clock. If you’re injured in a car accident that’s caused by a negligent Uber driver who’s isn’t driving for Uber at the time, your accident claim will move forward just as it would in any other car accident claim. This is because the driver’s vehicle—at the moment of the accident—isn’t considered a commercial vehicle in the eyes of the law.
- Active duty. If you’re injured in an accident as an Uber passenger or are injured in a car accident that’s caused by an Uber driver who’s carrying passengers (or is picking up passengers), Uber’s commercial insurance policy will likely be accessed to cover the Uber driver’s liability. In this situation, the Uber driver’s vehicle is viewed as a commercial vehicle, which will probably play a role in how the claim proceeds.
- On duty—no passengers. If the negligent driver who caused your injury in an accident is an on-duty Uber driver who is in-between passengers, things become more complicated. The nature of ridesharing is that drivers face downtime (when they’re waiting for active fares but currently have none). If such an Uber driver causes you to be injured in a car accident, it’s likely that Uber’s contingent insurance policy will apply.
No matter how you slice it, Uber car accident claims are complicated, and you’re well-advised to seek experienced legal counsel.
The Insurance Company
No matter whose insurance company is involved, you’re going to be facing some complicated maneuvering. While insurance companies are held to industry and legal standards, they are first and foremost in the business of turning a profit. In fact, insurance companies put a lot of muscle into minimizing their payouts and into denying claims. Suffice to say that your claim’s just resolution is not the insurance company’s top priority. A skilled Uber car accident attorney will negotiate with the insurance company on your behalf as he or she aggressively advocate for the compensation to which you’re entitled.
What Not to Do
It’s important to point out that you aren’t obligated to give a statement to anyone else’s insurance company, and it’s in your best interest to decline to do so. Insurance company representatives are skilled at extracting information that aligns with the accident narrative they support—whether it is accurate or not. Your Uber car accident attorney can provide any information needed by the insurance company.
You may, on the other hand, be obligated to provide a statement to your own insurance company (if it’s involved), but your Uber accident lawyer will prepare you for the task and provide legal counsel should they bring you in for a deposition.
Ridesharing and the Law
The whole rideshare concept is fairly new on the horizon, and the associated rules, regulations, and laws are continually evolving. It’s complicated stuff, and there’s no reason that you need to keep up with the nuanced progression of laws as it scrambles to keep up with this brave new world of transportation. If you’ve been injured in an accident that was caused by a negligent Uber driver or if you’ve been injured in an accident in which you were an Uber passenger, you need skilled legal counsel with experience navigating this evolving legal terrain.
If You Were Injured in an Uber Accident, Consult a Skilled Uber Accident Attorney Today
Uber accident law is a burgeoning field that is continually developing. If you’ve been injured in a car accident that was caused by another driver’s negligence, it’s hard enough. If that accident involves an Uber driver, it is more difficult still. That’s what Uber accident lawyers are for. This is a relatively new area of the law, and you need an attorney with the experience, skill, and dedication to guide your claim toward just resolution. The dedicated legal team at Uber Car Accident Law in Miami is committed to aggressively advocating for Uber accident victims just like you. We cover all South Florida, and we’re here to help. To schedule a free case evaluation with a member of our team, call our office today at (305) 964-8806 or send us an email through our online contact form.